Young Americans Blog

About: Chelsea Ellison

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As the Customer Service Officer in Young American Bank, I work with all our account holders to give them the experience and tools they need to be the most responsible, informed banking customer possible.

Posts by Chelsea Ellison:

    Concept of the Month: A Spending Plan

    By: Chelsea Ellison Published: September 15th, 2014
    2014_Bank_Concept_Spending

    Every month we discuss a different concept in Young Americans Bank about personal finance.  This month, we’re talking about a Spending Plan. One of the most important personal money management rules is: Live within your income. To accomplish this, most of… Read the rest


    Concept of the Month: Are You An Entrepreneur?

    By: Chelsea Ellison Published: July 14th, 2014
    Entrepreneurs take risks and think creatively.  Are you ready?

    You don’t have to be old or have a college degree to be an inventor. Look at these kids! They did it and you can do it too! Mattie Knight- Mill Safety Device, age 12 – She developed a device… Read the rest


    Concept of the Month: Investing

    By: Chelsea Ellison Published: June 9th, 2014
    2014_YAB_Concept_Risk

    Each month we focus in on one financial topic to help our customers learn more about their personal finances.  During the month of June, we’re discussing investing.  We’re talking about different types of investing, and how risky each can be…. Read the rest


    Doing Your Part

    By: Chelsea Ellison Published: May 22nd, 2014
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    Our Concept of the Month for May connects with the Red Cross of Colorado’s “Turn the State Red” campaign.  We’re focusing on Philanthropy this month, and we have many ways for you to give back. We’re part of the Red… Read the rest


    Concept of the Month: Card Smarts

    By: Chelsea Ellison Published: April 17th, 2014
    2014_Concept_Credit_Cards

    Debit and credit cards are all over the place, but do you know how to use them?  This month at Young Americans, we’re talking “Credit and Debit Smarts,” which includes the cards.  Here’s some basic information that’s helpful for our… Read the rest


    What’s the Plan?

    By: Chelsea Ellison Published: March 27th, 2014
    Start your budgeting and savings plan now!

    Each month we explore a different Concept of the Month.  In March we’re working on planning and saving. What kinds of things are coming up for which you will need money? School clothes? End-of-summer vacation? College? How are you going to get that… Read the rest


    Concept of the Month: Credit Smarts

    By: Chelsea Ellison Published: February 20th, 2014
    2014_Concept_Credit_Cards

    This month at Young Americans Bank, we’re talking about credit.  It’s not “free money” as some young people may think. Credit is the borrowing of funds with the intent of paying them back. In almost every case, there is a… Read the rest